Water damage

Water Damage Restoration Near Me: $3,868 Avg, First 48 Hours

Water damage restoration costs $1,383 to $6,369 for most homeowners in HomeAdvisor's June 2026 data, an average of $3,868.

Typical price range$1,383 to $6,369
HomeAdvisor, 2026How we get prices

Stop the water, make the area safe, photograph the damage and start drying fast: the EPA says materials dried within 24 to 48 hours usually will not grow mold. Call your insurer before you sign with anyone.

Updated October 11, 2026

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Definition

Water damage restoration is the work of removing water from a home, drying the structure and repairing or replacing what the water ruined; HomeAdvisor's June 2026 average for the whole job is $3,868.

Water on the floor, a wet ceiling or a musty smell? Call the water damage line now. Drying in the first 24 to 48 hours is what keeps mold out.

Call a water damage pro(646) 956-2211

What to do in the first 24 to 48 hours after water damage

The clock matters. The EPA says it is important to dry water-damaged areas and items within 24 to 48 hours to prevent mold growth, and that if wet materials are dried in that window, in most cases mold will not grow. Work through these steps in order.

  1. Make it safe. FEMA's flood cleanup sheet says to turn off main electrical power and water. Only flip the main breaker if you can reach the panel from a dry spot. If the panel or the floor in front of it is wet, stay away from it and call the power utility or an emergency electrician. If you smell gas, leave the house and call the gas utility from outside. FEMA also says not to use gas appliances that got wet until a professional has checked them.
  2. Stop the water. For a burst pipe or a failed appliance hose, close the main water shutoff. If water is coming through the ceiling during rain, catch it with buckets and call a roofer about emergency roof repair. Do not go up on the roof yourself.
  3. Stay out from under a sagging ceiling. A bulging ceiling is holding water and can fall. The ceiling water damage guide covers what to do.
  4. Photograph everything first. FEMA says to take photos of damage before you begin the cleanup, labeled by room, and to report the damage to your insurance company as soon as possible.
  5. Call your insurer and a restoration company. Do both. Do not sign an assignment of benefits or any contract that hands your claim to the contractor.
  6. Get drying started. Move furniture and rugs out of the wet area. Professional drying uses extraction equipment, air movers and dehumidifiers sized to the room.
Insurance

Planning a claim? Call your insurer as well as a restoration company, photograph the damage before cleanup, and do not sign an assignment of benefits or any contract that hands your claim to the contractor. Florida voids assignments of benefits on policies issued on or after January 1, 2023.

A 72-hour timeline for water damage0 hours24 hours48 hours72 hours+Stop the water,photograph, call insurerDry and pull upwet carpet and padEPA: mold can starton wet materialsDrywall and insulationusually come outMitigation means stopping the water and drying; restoration means rebuilding what was removed
The EPA's guidance: materials dried within 24 to 48 hours usually will not grow mold, which is why the first calls happen the same day.

Is it an emergency? When water damage cannot wait

Water damage is an emergency while water is still coming in, when it is near outlets or the panel, when a ceiling sags, or when it is sewage. Even after the leak stops, start drying within 24 to 48 hours, the window in which the EPA says wet materials usually will not grow mold.

An old, dry stain with firm drywall and no musty smell can be booked for a weekday; see ceiling water damage repair and sewage cleanup for those cases.

Clean water, gray water or black water: the IICRC categories

Restoration companies sort water by how contaminated it is, using the categories in the IICRC S500 standard. The current S500 is the Fifth Edition from 2021, and the IICRC has started revising it. The category decides what can be dried and saved and what has to be torn out.

CategoryWhat it isExamples
Category 1Water from a sanitary sourceA broken supply line, falling rainwater, melting snow
Category 2Water that contains significant contaminationDishwasher or washing machine discharge
Category 3Grossly contaminated waterSewage; all flooding from seawater

Definitions as summarized in R&R Magazine's guide to the IICRC S500 categories.

Clean water does not stay clean. R&R Magazine notes that Category 1 water may deteriorate to Category 2 or 3 with time, heat and contact with building materials, and that odors can indicate the change. A clean supply line leak left for days can turn into a job where drywall, carpet pad and insulation all have to go.

Damage classes

Separately from the category, restorers grade the job by class, from Class 1 (the smallest, least severe) to Class 4 (the most severe). HomeAdvisor and Fixr both price Class 1 jobs at $150 to $400 and Class 4 jobs at $20,000 to $100,000. The water damage restoration cost guide has the full table by category and class.

What is water mitigation? How it differs from restoration

Water mitigation is the first, emergency phase of a water damage job: stopping the water, extracting it and drying the structure before the damage spreads. Restoration is the repair work that follows.

Mitigation is the emergency phase: stopping the water, extracting it and drying the structure so the damage stops spreading. ServiceMaster Restore describes mitigation as starting within the first 24 to 48 hours and lasting 1 to 4 days on average. Restoration comes after the structure is dry: repairing, rebuilding and replacing materials, which ServiceMaster says takes several days to weeks.

The national cost guides we checked (HomeAdvisor, HomeGuide, Fixr, Forbes Home and Bob Vila) do not price mitigation and restoration as separate jobs. They price extraction and drying per square foot and then list repairs such as drywall, ceilings and flooring on top. Expect a quote laid out the same way.

How long does water damage take to dry

HomeAdvisor says a home can take about five days to dry and that extraction takes at least three days; Fixr also says at least three days. Forbes Home says most damage dries in about 24 to 48 hours, with extensive damage taking up to five days. Drying ends when the materials test dry, not on a set day, so ask the company how it measures that.

What does a water mitigation company do?

A water mitigation company finds where the water went, extracts it, removes what cannot be dried and runs drying equipment until the structure is dry; the repairs after that are the restoration half. The steps, in order:

  • Inspection and extraction. Finds where the water went, sets the category and class, and pumps out standing water.
  • Tear-out. Removes what cannot be dried or cleaned. Forbes Home notes that with Category 3 water, all contacted materials must be replaced.
  • Drying. Sets air movers and dehumidifiers. One Grand Rapids restoration contractor, Disaster 911, lists one air mover per 10 to 16 linear feet of affected wall, citing IICRC S500 drying calculations.
  • Monitoring and repairs. Checks moisture until the structure is dry, then replaces drywall, ceilings, flooring and trim.

If the source is a leak you cannot see, the company may bring in professional leak detection first. If mold has already started, see mold remediation; the EPA says an area larger than about 10 square feet, or a lot of water damage, calls for its professional remediation guidance.

How much does water damage restoration cost

JobPublished priceSource
Full water damage job, average$3,868 (typical $1,383 to $6,369)HomeAdvisor, June 2026
Extraction and drying, per sq ft$3 to $4 clean water; $7 to $7.50 black waterHomeAdvisor, June 2026
Ceiling repair after a leak$450 to $1,600HomeAdvisor, June 2026
Mold removal as part of a water job$1,100 to $3,400 (average $2,225)HomeAdvisor, June 2026
Burst pipe repair$500 average (typical $200 to $3,000)HomeAdvisor, June 2026
Average water and freezing insurance claim$15,400 (2019 to 2023)Insurance Information Institute

National figures before insurance. The category of water, the square footage and the repairs drive the final bill.

Four cost guides from 2025 and 2026 put the average between $3,000 (Fixr) and $3,868 (HomeAdvisor), with Forbes Home at $3,300. Fixr's low end is $350 for an overflowing toilet, and its high end is $50,000 for black water and sewer backup in a basement. The full water damage restoration cost breakdown covers price per square foot, equipment, drywall and flooring.

Water on the floor or a wet ceiling right now? Call the water damage line, say where the water came from and how long it has been wet. The company that answers quotes its inspection fee first.

Call a water damage pro(646) 956-2211

Water damage repair near me: how to choose a company

You are not obligated to hire the company your insurer suggests. The Maryland Attorney General says so directly, and the Texas Attorney General says your insurer cannot require you to use a specific company. Before anyone starts work, ask:

  • Are you an IICRC Certified Firm? The IICRC requires Certified Firms to carry current general liability insurance, employ at least one IICRC-certified technician and agree to its Code of Ethics. Cleanfax notes a firm can qualify with just one certified technician, so also ask whether the people on your job are certified.
  • Can I have a written estimate before work starts? Connecticut's Department of Consumer Protection says to get a written, signed contract with a payment schedule, a fee breakdown and the three-day right to cancel (emergency repairs may waive it).
  • How do you bill drying equipment? Day rates and minimums add up. Disaster 911 lists a three-day minimum on dehumidifiers.
  • Will you tell me if you contact my insurer about more work? The Texas Department of Insurance recommends asking exactly that.

Red flags

  • A contract with blank spaces, or a demand for full payment up front. Hold the final payment until you are satisfied.
  • Cash-only deals, door-to-door offers, or pressure to sign before you call your insurer.
  • An offer to waive or cover your deductible.
  • Any paper that assigns your insurance benefits to the company.
StateWhat the state saysSource
TexasIllegal for a contractor to waive your deductible or promise a rebate for it. Never sign a contract with blank spaces or pay the whole bill up front.Texas Department of Insurance; Texas Attorney General
FloridaPost-loss benefits on policies issued on or after January 1, 2023 cannot be assigned; any attempt is void. Do not sign anything before calling your insurer. Insurance Fraud Hotline 1-800-378-0445.Florida Statutes s. 627.7152; Florida CFO
ConnecticutNo deposits in cash, Venmo, PayPal or Cash App; a demand for full payment up front is a red flag. Mold remediation businesses must register starting October 1, 2026.Connecticut Department of Consumer Protection
MarylandOnce you sign, you owe the restoration company, not your insurer, even if the claim is denied. You do not have to hire the company your insurer calls.Maryland Attorney General

Rules and warnings published by state agencies. Arizona, California, Nevada and Colorado have no water-restoration-specific rule in our sources; check your state contractor licensing board.

Does homeowners insurance cover water damage

Usually, if it was sudden. The Texas Department of Insurance says most homeowner and renters policies cover sudden and accidental water damage, such as a burst pipe, a toilet overflow or a broken washer hose. Most policies do not cover damage from gradual leaks or seepage, including the mold that follows. Flooding is a separate matter: FEMA's FloodSmart says most homeowners insurance does not cover flood damage, which needs a flood policy.

These claims are expensive. The Insurance Information Institute reports an average water damage and freezing claim of $15,400, at a frequency of 1.50 claims per 100 insured homes per year, both averaged over 2019 to 2023. The Texas Attorney General notes that claims can appear in the CLUE database and affect future insurance, so weigh small claims carefully.

Frozen and burst pipes

A burst pipe is the classic sudden water loss. HomeAdvisor puts burst pipe repair at $500 on average, with a typical range of $200 to $3,000, and says thawing frozen pipes often carries a flat fee of $100. Emergency call-out fees run $100 to $300. The water damage that follows usually costs more than the pipe: HomeAdvisor lists plumbing and burst pipe water damage at $1,000 to $4,000.

To thaw a frozen pipe, the American Red Cross says to keep the faucet open and use a heating pad, hair dryer or space heater, and never a blowtorch, kerosene or propane heater, charcoal stove or other open flame. Call a licensed plumber if you cannot reach the frozen section. To prevent the next one, the Red Cross says to let cold water drip from faucets on exposed pipes, keep the heat no lower than 55° F when away and insulate pipes in unheated areas.

When the water came from the roof

A stain that grows after rain points to the roof. Fix the roof first, then dry and repair the inside. Fixr puts roof leak repair at $800 on average. See roof leak repair for causes and prices, and roof leaks under solar panels if the house has panels. The roof line handles the roof work you pay for directly; the water damage line handles the drying and interior repair.

Need the water dried out and the damage repaired? Call the water damage line. Ask about IICRC certification and a written estimate before work starts.

Call a water damage pro(646) 956-2211

Water damage restoration by city

Local flood and freeze history, water utility leak help and mold rules for ten cities: Water damage restoration in Houston, Water damage restoration in San Antonio, Water damage restoration in Miami, Water damage restoration in Tampa, Water damage restoration in Orlando, Water damage restoration in Los Angeles, Water damage restoration in San Diego, Water damage restoration in Phoenix, Water damage restoration in Las Vegas, Water damage restoration in Denver.

Emergency water removal and water extraction cost

Water extraction and drying cost about $3.50 to $7.50 per square foot in HomeAdvisor's 2026 data, before any repairs. HomeGuide's 2026 guide puts extraction and drying at $4 to $12 per square foot, rising with the water category, and Fixr puts drying a 500 square foot basement at $2,000 to $7,000.

Water categoryExtraction and drying per sq ftSource
Category 1, clean (supply line, rain)$3 to $4 (HomeAdvisor); $4 to $6 (HomeGuide)HomeAdvisor 2026; HomeGuide 2026
Category 2, gray (washer, dishwasher)$4 to $6.50 (HomeAdvisor); $6 to $9 (HomeGuide)HomeAdvisor 2026; HomeGuide 2026
Category 3, black (sewage, floodwater)$7 to $7.50 (HomeAdvisor); $9 to $12 (HomeGuide)HomeAdvisor 2026; HomeGuide 2026

Extraction and drying only. Drywall, flooring and paint are priced separately as water damage repair.

Water damage repair is the rebuild that follows: drywall runs $1.50 to $3 per square foot to replace and a ceiling $450 to $1,600 in HomeAdvisor's data. HomeAdvisor says a house can take about five days to dry, and Fixr says extraction and drying alone take at least three. Ask the company to list extraction, drying equipment days and repairs on separate lines, so you can compare quotes. Water damage restoration cost breaks the full job down, and sewage cleanup covers Category 3 backups.

Related winter and safety guides

Questions people ask

What should I do first after water damage?

Make it safe, stop the water and photograph everything before cleanup. FEMA says to turn off main power and water, but only touch the breaker if you can reach it from a dry spot; if you smell gas, leave and call the gas utility from outside.

How fast does water damage need to be dried?

Within 24 to 48 hours. The EPA says that if wet materials are dried in that window, in most cases mold will not grow.

How long does water damage restoration take?

HomeAdvisor says a home can take about five days to dry, and Fixr says extraction and drying take at least three days. Full restoration with repairs can take several weeks to months, per Fixr.

How much does water damage restoration cost?

HomeAdvisor's 2026 average is $3,868, with most jobs at $1,383 to $6,369. Forbes Home puts the average at $3,300 and Fixr at $3,000. See the cost guide for details.

Does homeowners insurance cover water damage?

Most policies cover sudden and accidental water damage such as a burst pipe, but not gradual leaks or seepage, according to the Texas Department of Insurance. Flood damage needs a separate flood policy, per FEMA.

Do I have to use the restoration company my insurance company sends?

No. The Maryland Attorney General says you are not obligated to hire it, and the Texas Attorney General says your insurer cannot require a specific company.

What is the difference between water mitigation and restoration?

Mitigation stops the damage: extraction and drying, which ServiceMaster Restore says lasts 1 to 4 days on average. Restoration is the repair and rebuilding afterward, which takes several days to weeks.

What is the difference between water damage repair and restoration?

Restoration usually means removing the water and drying the structure; repair means rebuilding what had to come out, such as drywall, flooring and paint. Many companies do both, so ask for each on its own line.

How much does water extraction cost?

HomeAdvisor's 2026 data puts extraction and drying at about $3.50 to $7.50 per square foot before repairs; HomeGuide's range is $4 to $12, higher for sewage or floodwater.

What is water mitigation?

Water mitigation is the emergency phase of a water damage job: stopping the water, extracting it and drying the structure. ServiceMaster Restore describes it as starting within the first 24 to 48 hours and lasting 1 to 4 days on average.

What does a water mitigation company do?

It inspects to find where the water went and sets the category and class, extracts standing water, removes materials that cannot be dried, and runs air movers and dehumidifiers while it checks moisture until the structure is dry.

Water still spreading or the drywall still wet? Call the water damage line now, then call your insurer. Photos first, and sign nothing that assigns your claim.

  1. 1Call the line
  2. 2It rings a local company
  3. 3They give you the price
Call a water damage pro(646) 956-2211

Before you book

  • License numberAsk for it, then check it with the state board.
  • Written priceGet the visit fee and the job price in writing before work starts.
  • Proof of insuranceAsk for the certificate, especially for roof, tree and electrical work.

Sources (13)

  1. EPA: A Brief Guide to Mold, Moisture and Your Home (2026-02-18)
  2. FEMA: Flood cleanup fact sheet (2022-08-01)
  3. IICRC: ANSI/IICRC S500 Standard for Professional Water Damage Restoration (checked 2026-10-11)
  4. R&R Magazine: The Standards of Our Time: Applying IICRC Categories of Water to a Job Situation (2007-03-01)
  5. ServiceMaster Restore (Akron): Water Mitigation vs. Water Restoration (2025-10)
  6. HomeAdvisor: How Much Does Water Damage Restoration Cost (2026-06-17)
  7. Fixr: Water Damage Restoration Cost (2025-01-31)
  8. Insurance Information Institute: Facts + Statistics: Homeowners and Renters Insurance (checked 2026-10-11)
  9. Texas Department of Insurance: When Are Water Damage and Mold Covered by Insurance (2025-04-24)
  10. Maryland Attorney General: A Consumer Guide on Restoration Companies (checked 2026-10-11)
  11. Connecticut Department of Consumer Protection: Repairing Fire and Water Damage (2026-10-01)
  12. Florida Statutes: s. 627.7152 Assignment agreements (checked 2026-10-11)
  13. HomeGuide: Water damage restoration cost (2026-02-06)
Water damage drying and repair, a wet or stained ceiling, mold removal, or finding a hidden leak

Call the water damage line

Have the address, where the water came from if you know, how long it has been wet and which rooms are affected. Take photos first. The company will quote its inspection fee before anything is booked.

Free call to an independent company in your area that takes this kind of work.

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