Hail Damage Roof Repair San Antonio: $700 to $4,000 (2026)

National figures before insurance. San Antonio has no published hail repair price, so every row is national.

Is it urgent? Warning signs after San Antonio hail

• Call now: water dripping inside, a hole you can see daylight through, cracked tile over a leak, or a broken skylight. Angi treats water in the attic or home as an emergency. Keep clear of any fallen line and call 911.
• Soon: broken tile, shingle bruises, dents on vents and gutters. Open the claim, then book an inspection.
• Can wait: surface marks with no leak. Angi lists superficial hail damage among issues that can wait for a regular appointment.

The April 12, 2016 San Antonio hailstorm

San Antonio's benchmark hail night is April 12, 2016. That night the National Weather Service office for Austin and San Antonio tracked a storm across a large swath of Bexar County and the City of San Antonio, with the strongest hail just north of downtown and a severe storm near San Antonio International Airport at 9:41 p.m.

Multiple reports came in at 2 to 3 inches. The largest stone, 4.5 inches across, fell about 3 miles southeast of Helotes on Blake Oak Run at 9:20 p.m.; the NWS called it "the largest hail stone reported to our office." Damage was estimated at around $1.36 billion. Hail that size breaks clay tile and punches through shingles, and roofs replaced after 2016 are now about ten years old.

Tile, shingles and metal: hail damage on San Antonio roofs

San Antonio's median home was built in 1985, the Census Bureau's 2020 to 2024 survey shows, and whether the roof is asphalt, metal or tile, This Old House describes what hail does to it: it knocks granules off asphalt and leaves it to break down in the sun, it lifts, tears or bruises shingles, it dents metal (not every dent needs a repair) and it chips or cracks clay and concrete tile.

Tile repairs run $3 to $5 per square foot in This Old House's figures, against $1.20 to $4 for asphalt. Cracked tile is hard to judge from the ground, so an inspection matters; This Old House puts a professional inspection at about $220. Labor runs $45 to $75 per hour per worker.

San Antonio re-roof permits

San Antonio's Development Services Department issues a re-roof permit over the counter when the pitch stays the same; changing the pitch means a full plan review. Homeowners can apply, and so can a Home Improvement Contractor registered with the City for a same-pitch job, or a Residential Building Contractor when the pitch changes.

• Two layers at most: the city's application (Rev 9/26) says "a maximum of 2 layers of roofing materials is allowed per the IRC." A house that already has two layers needs a tear-off.
• Switching to tile: a change to tile, or a change of slope, needs an engineer's assessment to clear the framing inspection.
• Final inspection: the City's Inspection Division performs a final building inspection.
• Whose permit: a contractor signs as your agent, and the form says the permit belongs to the property owner.

Texas law: the deductible is yours, and the insurer can ask for proof

Texas Insurance Code 707.002 is short: "A person insured under a property insurance policy shall pay any deductible." Section 707.004 lets your insurer hold back recoverable depreciation until it has reasonable proof the deductible was paid, so a roofer who "eats" the deductible can leave you short on the second check. The Texas Department of Insurance says offering to waive, rebate or absorb a deductible is illegal for contractors, and to report it to the Texas Attorney General at 800-621-0508. Texas has no statewide roofing license, per a 2025 Texas House committee analysis of H.B. 3344, a reroofing licensing bill that did not become law. Compare states on storm damage contractor laws by state.

Filing a San Antonio hail claim

• Photograph the roof from the ground, cracked tile in the yard, dented vents and any ceiling stains, before cleanup.
• Call the insurer yourself and keep a record of each call and email.
• Keep payment records for the deductible; under 707.004 you may need them to release the depreciation holdback.
• Sign nothing that assigns the claim or its payments to the contractor.

Coverage depends on your policy and is not promised here. Basics on homeowners insurance and home repairs.

Hail damage roof repair cost in San Antonio

San Antonio has no published hail repair price, so these are national figures. Fixr's January 2026 cost guide prices hail repairs from about $700 for damaged sections to $4,000 when the damage is widespread. This Old House, averaging Angi and HomeAdvisor data, puts the average hail repair at $940, or $4 to $7 per square foot. When hail damage is extensive and water reached the interior, it says the bill can reach $25,000 or more.

If the house already carries two layers, the two-layer limit means the price should include tear-off. Ask for it as its own line. National replacement figures are on roof replacement cost.

Local storm history, rules and housing data for San Antonio, from the official, NWS and Census pages in the sources list.

Questions to ask a San Antonio roofer about hail

1. Are you registered with the City of San Antonio, and will you pull the re-roof permit?
2. How many layers are on my roof now, and does the price include tear-off?
3. If I am switching to tile, who provides the engineer's assessment?
4. How will you document the deductible payment for my insurer?
5. Can I see proof of insurance and a written contract first?

Calls go to an independent company that serves your area and takes this kind of job; hours vary (how calls work). Ask the company for its license or registration number where your state or city issues one, and for proof of insurance.

What to do first after hail in San Antonio

1. Keep off the roof; cracked tile is slick and breaks underfoot.
2. Stay away from fallen lines and call 911.
3. Photograph the roof, yard debris and ceilings with the date.
4. Phone your insurer and get the claim opened.
5. Cover leaks with buckets and ask for a tarp if water is coming in.
6. Pay the deductible yourself and keep the receipt for the depreciation check.

More storm and roofing pages for South Texas

In San Antonio: roof repair in San Antonio and water damage restoration in San Antonio. Up I-35: hail damage roof repair in Austin. Elsewhere in Texas: Houston hail damage roof repair and Dallas storm damage restoration. National: hail damage roof repair, emergency roof tarp and storm damage restoration.