Solar Mosaic Bankruptcy: Do I Still Pay My Loan? (2026)
Solar Mosaic, the Oakland solar lender that financed more than 500,000 households, filed Chapter 11 on June 6, 2025 and exited in September 2025.
Loans are now serviced by Solar Servicing LLC, a Forbright Bank subsidiary, at (866) 493-6367 with unchanged terms. The loan did not go away, and Mosaic never repaired panels; your installer and the manufacturers do.
The Solar Mosaic bankruptcy is the June 6, 2025 Chapter 11 filing of Solar Mosaic LLC, a residential solar lender, which ended in a September 2025 plan that moved loan servicing to Solar Servicing LLC, a Forbright Bank subsidiary, without changing borrowers' loan terms.
What happened to Solar Mosaic
Oakland-based solar lender Solar Mosaic, which had funded $15 billion of loans for more than 500,000 households, filed Chapter 11 in the Southern District of Texas on June 6, 2025 with a $45 million DIP ($15 million new money). Forbright Bank, an existing servicing client, sponsored the plan; the court approved the plan of reorganization in September 2025 and Solar Servicing LLC, a Forbright subsidiary, acquired Mosaic's loan servicing operations. Borrowers' loans and terms did not change; joinmosaic.com now redirects to solarservicingllc.com. Mosaic Funding is also the largest unsecured creditor of Freedom Forever.
Customer service and who to contact
| Need | Contact |
|---|---|
| Loan payments and account | Solar Servicing LLC, (866) 493-6367; [email protected]; solarservicing.myaccountinfo.com |
| Bankruptcy docket | Kroll, cases.ra.kroll.com/MOSAIC; (833) 953-7040 |
| Panel or inverter repair | Your installer, or a contractor you hire; Mosaic is a lender only |
Published contacts as of the check date. Hours are not published by most successors.
Mosaic was your lender, not your installer. Own the system and it needs a repair? Call the repair line with the inverter brand.
Who services the systems now
All Mosaic loans: Solar Servicing LLC (NMLS 2744383). Your installer, not Mosaic, is responsible for repairs.
Is the warranty still valid
Not applicable. Loan obligations are unchanged; installer workmanship and manufacturer warranties are independent of the loan.
Monitoring
Not applicable; Mosaic was a lender.
Key dates
| Date | What happened | |
|---|---|---|
| June 6, 2025 | Chapter 11 petitions filed, S.D. Texas; $45 million DIP announced | Source |
| September 5, 2025 | Court approves plan of reorganization | Source |
| September 2025 | Solar Servicing LLC (Forbright) takes over loan servicing | Source |
Dates from court dockets, SEC filings and trade press. Checked October 11, 2026.
What to do next
- Keep paying through solarservicing.myaccountinfo.com; the debt did not go away.
- If your installer failed, call (866) 493-6367 and document the non-working system.
- Keep your original loan agreement and payment history.
- Not applicable; Mosaic financed loans only.
Other failed solar installers
Questions people ask
Do I still have to pay my Mosaic loan?
Yes. The loan is now serviced by Solar Servicing LLC, a Forbright Bank subsidiary; terms are unchanged. Pay at solarservicing.myaccountinfo.com or call (866) 493-6367.
Did Mosaic go out of business?
Mosaic filed Chapter 11 on June 6, 2025 and exited in September 2025 after the court approved its plan; its servicing operations moved to Solar Servicing LLC.
My installer went bankrupt. Does Mosaic fix my panels?
No. Mosaic is a lender. Contact equipment manufacturers for warranty service and hire a contractor; tell Solar Servicing LLC in writing if the system does not work.
Who is Solar Servicing LLC?
A Forbright Bank subsidiary (NMLS 2744383) that bought Mosaic's loan servicing operations in the Chapter 11 plan. Its phone is (866) 493-6367.
Where is the Mosaic bankruptcy docket?
Kroll hosts it at cases.ra.kroll.com/MOSAIC; call (833) 953-7040 or email [email protected].
Own the Solar Mosaic system outright and something is wrong? Call the repair line with the inverter brand. Leases go to the servicer on your statement.
- 1Call the line
- 2It rings a local company
- 3They give you the price
Before you book
- License numberAsk for it, then check it with the state board.
- Written priceGet the visit fee and the job price in writing before work starts.
- Proof of insuranceAsk for the certificate, especially for roof, tree and electrical work.
Sources (6)
- Solar Mosaic files Chapter 11 with $45M DIP financing (Business Wire) (2025-06-06)
- Solar Mosaic files Chapter 11, secures $45MM DIP financing (ABL Advisor) (2025-06-09)
- Solar Servicing LLC homepage (Mosaic loan servicing successor) (2026)
- Mosaic receives court approval of plan of reorganization (joinmosaic.com, now redirects to Solar Servicing LLC) (2025-09-05)
- What's behind solar company bankruptcies and closures? (GreenLancer) (2026-08-11)
- Freedom Forever files for bankruptcy protection (Financier Worldwide) (2026-04)
Own your Solar Mosaic system? Call the repair line
Have the inverter brand, your installer's name and the address ready. The company will ask about the job and quote its visit fee before anything is booked.
Free call to an independent company in your area that takes this kind of work.